We provide bespoke working capital finance solutions by providing tailor made invoice discounting/factoring solutions which gives a growing business access to money tied up in its debtor’s book. In doing so, we make money available to the business when it needs it, as it grows, thereby enabling it to take advantage of pressing growth opportunities.

What We Do

Since 2015 UsPlus has been operating as a fintech business focusing on the provision of flexible working capital solutions to the SME sector in South Africa, whilst being guided by a developmental agenda. With an emphasis on SME’s, UsPlus has done so through the purchasing of transferable instruments (such as invoices, purchase orders and contracts) issued by or to its clients together with additional strategic support to at no additional cost. UsPlus was created to improve the competitiveness of SMEs enhancing their ability to (1) meet the procurement requirements of large multinational/local corporations, government and state-owned enterprises and (2) improve access to finance for SMEs with limited access to finance.

We are further guided by the International Finance Corporation Exclusion List and do not support:

  1. Production or trade in any product or activity deemed illegal under host country laws or regulations or international conventions and agreements.
  2. Production or trade in weapons and munitions.
  3. Production or trade in alcoholic beverages.
  4. Production or trade in tobacco.
  5. Gambling, casinos and equivalent enterprises.
  6. Trade in wildlife or wildlife products regulated under CITIES.
  7. Production or trade in radioactive materials.
  8. Production or trade in or use of unbonded asbestos fibers.
  9. Purchase of logging equipment for use in primary tropical moist forest.
  10. Production or trade in pharmaceuticals subject to international phase outs or bans.
  11. Drift net fishing in the marine environment using nets in excess of 2.5 kilometers in length.


Over and above the IFC Exclusion List Below
IFC Exclusion List

we do not support transactions that have no obvious economic benefit for the ultimate client, supplier or buyer and there must be a clear value add in the business.

Our Office

202 Greenside Quarter, 10 Gleneagles Road, Greenside, Randburg, 2193

Contact Us

(+27) 10 900 4141

Office Hours

Mon-Fri: 8am - 6pm
Sat-Sun: Closed