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      <image:title>Home</image:title>
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      <image:title>Home</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/c74f6329-5780-4b2e-baaf-b5fa338391d2/pexels-roger-brown-5433851.jpg</image:loc>
      <image:title>Home - What we do</image:title>
      <image:caption>Most financial institutions ask you to give a piece of your company in order to raise funds. To raise working capital from UsPlus, all you need is an honest business and an invoice.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/7fb9f59a-dd03-48c2-af5e-306709375170/jonas-koel-nnxWQZTmoxQ-unsplash.jpg</image:loc>
      <image:title>Home - Industry Specific</image:title>
      <image:caption>We put our money into over 40 different industries and have access to expertise in all these sectors. We are much more than just a finance company, we are your partners in business. See below for our industry-specific deals and offerings.</image:caption>
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  <url>
    <loc>https://www.usplus.world/financial-results</loc>
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    <priority>0.75</priority>
    <lastmod>2025-08-18</lastmod>
  </url>
  <url>
    <loc>https://www.usplus.world/gallery</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-01-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/b7eeded3-9f73-4d76-a892-262abeb9ed65/Screenshot+2021-11-30+at+11.42.57.png</image:loc>
      <image:title>Gallery</image:title>
      <image:caption>On the road to visit a client, we pay a physical visit to every business that we work with before onboarding them.</image:caption>
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      <image:title>Gallery</image:title>
      <image:caption>Our funky offices in Greenside. The art on the walls represents the blend of youth and wisdom, a practice which is central to the UsPlus philosophy.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/58d7ff28-db82-4fea-bed6-78617e2474e8/Screenshot+2021-11-30+at+11.43.43.png</image:loc>
      <image:title>Gallery</image:title>
      <image:caption>One of our clients showing us around their farm. We have seen this farm increase its employment force ten fold since working with us.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/8382a771-20b4-4b2e-9518-f36a08c9ed92/WhatsApp+Image+2019-08-14+at+15.21.46.jpeg</image:loc>
      <image:title>Gallery</image:title>
      <image:caption>We're big on businesses that care about the environment. One of our clients turns plastic waste into usable products.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/2c26cf50-75b5-430b-ab41-03f9e3d65e33/Screenshot+2021-11-30+at+11.44.28.png</image:loc>
      <image:title>Gallery</image:title>
      <image:caption>Our finance reaches the furthest corners of this planet.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/cb75bff4-4b0e-479a-a1e1-5dcefe743e1e/Screenshot+2021-11-30+at+11.44.41.png</image:loc>
      <image:title>Gallery</image:title>
      <image:caption>Yield from one of our clients, we keep the lights on for them so that they can keep feeding the nation.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/1c434571-2c7a-4036-883c-673b2c11ef6a/Screenshot+2021-11-30+at+11.43.56.png</image:loc>
      <image:title>Gallery</image:title>
      <image:caption>We are passionate about the re-industrialization of the economy, here is one of our biggest employment creating clients.</image:caption>
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      <image:title>Gallery</image:title>
      <image:caption>A scientific research trip funded by us.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/29f91d37-485a-4263-934e-0edec309c5e7/Screenshot+2021-12-09+at+15.14.22.png</image:loc>
      <image:title>Gallery</image:title>
      <image:caption>We have funded multiple local productions, seeing many exciting films reaching the screens and entertaining our people.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/c238b905-dbe1-4e0e-b607-dbc63126335a/Screenshot+2021-12-09+at+15.15.35.png</image:loc>
      <image:title>Gallery</image:title>
      <image:caption>Every day we hear stories of a struggling economy, but on the ground we see a different picture, we see a land of thriving potential.</image:caption>
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  </url>
  <url>
    <loc>https://www.usplus.world/apply-online</loc>
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    <priority>0.75</priority>
    <lastmod>2025-03-04</lastmod>
  </url>
  <url>
    <loc>https://www.usplus.world/bond-issuance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-26</lastmod>
  </url>
  <url>
    <loc>https://www.usplus.world/corporate-governance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-08-06</lastmod>
  </url>
  <url>
    <loc>https://www.usplus.world/sens</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-31</lastmod>
  </url>
  <url>
    <loc>https://www.usplus.world/about-us</loc>
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    <priority>0.75</priority>
    <lastmod>2024-01-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/c3eb3cf6-bd21-4686-8436-a0aef210173f/dan-asaki-K0mJQlbu9Yo-unsplash.jpg</image:loc>
      <image:title>About Us - Who we are</image:title>
      <image:caption>Since 2015 UsPlus has been operating as a fintech business focusing on the provision of flexible working capital solutions to the SME sector in South Africa, whilst being guided by a developmental agenda. With an emphasis on SME’s, UsPlus has done so through the purchasing of transferable instruments (such as invoices, purchase orders and contracts) issued by or to its clients together with additional strategic support to at no additional cost. UsPlus was created to improve the competitiveness of SMEs enhancing their ability to (1) meet the procurement requirements of large multinational/local corporations, government and state-owned enterprises and (2) improve access to finance for SMEs with limited access to finance.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/f008bcd2-a7b5-4f4b-b442-f51cd9825620/darren-lawrence-3TMsd6BF4c0-unsplash.jpg</image:loc>
      <image:title>About Us - Our mission</image:title>
      <image:caption>Our aim is to help grow the local economy by assisting the vital SMME sector. We have a specific focus on re-industrialisation, export markets, sustainable food production and water conservation. Through proactive engagement with our client’s we aim to facilitate:  the re-industrialisation of our economy, the promotion of import substitution, manufacturing of recycled materials, scientific and environmental research, the expansion of South Africa’s Space capabilities, the provision of affordable healthcare to township communities, and environmentally sustainable food production Us Plus provides working capital finance solutions to local businesses across 43 different industries including, but not limited to, primary agriculture, agro-processing, heavy manufacturing, logistics, media &amp; film production and highly specialised engineering. We do this by providing tailor made invoice discounting/factoring solutions which gives a growing business access to money tied up in its debtor’s book. In doing so, we make money available to the business when it needs it, as it grows, thereby enabling it to take advantage of pressing growth opportunities. As a matter of principle, we ascribe to the International Finance Corporation’s Investment code and are strongly driven by a sustainable developmental agenda.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/b48f4787-b513-4d1b-b3d4-bd015469d166/greta-farnedi-HAcS36pCiM0-unsplash.jpg</image:loc>
      <image:title>About Us - What we don’t do</image:title>
      <image:caption>We are further guided by the International Finance Corporation Exclusion List and do not support: Production or trade in any product or activity deemed illegal under host country laws or regulations or international conventions and agreements. Production or trade in weapons and munitions. Production or trade in alcoholic beverages. Production or trade in tobacco. Gambling, casinos and equivalent enterprises. Trade in wildlife or wildlife products regulated under CITIES. Production or trade in radioactive materials. Production or trade in or use of unbonded asbestos fibers. Purchase of logging equipment for use in primary tropical moist forest. Production or trade in pharmaceuticals subject to international phase outs or bans. Drift net fishing in the marine environment using nets in excess of 2.5 kilometers in length. Over and above the IFC Exclusion list, we do not support transactions that have no obvious economic benefit for the ultimate client, supplier or buyer and there must be a clear value add from the business to society.</image:caption>
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    <image:image>
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      <image:title>About Us</image:title>
      <image:caption>Buyer issues a Contract or PO as usual, your business issues an Invoice. UsPlus buys Invoice or PO from you – you get cash immediately enabling quicker growth. Buyer pays UsPlus directly when the invoice term matures.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.usplus.world/refer-a-business</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-04</lastmod>
  </url>
  <url>
    <loc>https://www.usplus.world/earn</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-01-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/9bef4620-c4ad-4b70-ab5d-4c74b8dd7851/pexels-quintin-gellar-1428632.jpg</image:loc>
      <image:title>Earn money through us - UsPlus referrals programme</image:title>
      <image:caption>We are firm believers in good networks. Good people know good people, and we want to create ecosystems of prosperity in these tough economic times. One of the ways that any person, regardless of who you are, can earn money with UsPlus is through our referrals policy.  If you refer good companies in our direction, and those companies become clients of ours, you will get a percentage of each successful deal we do with that client in the form of commission.  We believe that people should be rewarded for connecting others, and this is a great way for you to earn passive income, all you have to do is introduce a good, honest business to us.</image:caption>
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  </url>
  <url>
    <loc>https://www.usplus.world/invest-in-us</loc>
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    <priority>0.75</priority>
    <lastmod>2022-03-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/0cbd56bd-ac69-4c7d-8355-68d83e513a3f/anaya-katlego-CXKk4zU7anE-unsplash.jpg</image:loc>
      <image:title>Invest in us - Invest and earn</image:title>
      <image:caption>UsPlus is a JSE regulated company that has been profitable since inception. We have listed our debt  programme on the JSE, and this is one further opportunity for anyone to earn money through us with our market crushing return rates. The minimum investment into the programme is R1 Million. Please see the rates table below to learn about how much you could earn through investing in UsPlus. Get in touch with our debt officer today to secure your future earnings.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/5938b4a1-1d8e-4e61-ac38-0f41b0aae504/Yellow+Professional+Gradient+App+Development+Planning+Presentation.png</image:loc>
      <image:title>Invest in us - Our rates card</image:title>
      <image:caption>An example of what R1 million investment gets you and your partners, imagine what you can do with R2 million….</image:caption>
    </image:image>
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    <lastmod>2024-02-21</lastmod>
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    <lastmod>2024-02-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/28ed21ea-d28c-46df-be8d-061de60d931c/pexels-tim-mossholder-974314.jpg</image:loc>
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    <priority>0.75</priority>
    <lastmod>2024-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61a09437fb96aa035e5218f4/f570a4d4-9f49-4282-b2ff-ae7be3ee8598/nrd-D6Tu_L3chLE-unsplash.jpg</image:loc>
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    <loc>https://www.usplus.world/1-percent-facility</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-14</lastmod>
    <image:image>
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    <lastmod>2024-02-14</lastmod>
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  <url>
    <loc>https://www.usplus.world/social-bond</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-22</lastmod>
  </url>
  <url>
    <loc>https://www.usplus.world/survey</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-05</lastmod>
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  <url>
    <loc>https://www.usplus.world/anonymous-complaint-contact</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2025-07-29</lastmod>
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  <url>
    <loc>https://www.usplus.world/exclusion-list</loc>
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    <lastmod>2025-09-18</lastmod>
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